SoFi Financial Services Student Loans Refinancing

ACOG members receive a rate discount when they refinance through SoFi. Great rates, no application fees, no origination fees, and no prepayment penalties.

SoFi, the largest provider of student loan refinancing, may be able to reduce the your debt. SoFi refinances student loan and Parent PLUS debt at competitively low rates, saving medical borrowers $577 per month on average.

ACOG members, friends, and family receive a 0.125% rate discount when they apply through the SoFi ACOG portal.
You, your friends, and your family can take advantage of this benefit for student loans (private or federal); Parent PLUS loans; and cosigned student loans, which the loan holder can refinance.



ACOG members, friends, and family receive a 0.125% rate discount** upon refinancing through SoFi's ACOG portal.


SoFi borrowers save $22,000 on average over the life of their loans, with medical borrowers saving $44,000 on average when they refinance.

Great Rates

Variable rates as low as 2.565% APR and fixed rates as low as 3.375% APR (with Autopay).


Consolidate all existing student loans (federal and private) into a single loan with one monthly payment. Parent PLUS loan refinancing is also available.


SoFi offers career counseling, unemployment protection, and member events.

No Fees

No application fees, no origination fees and no prepayment penalties.

Learn more at the ACOG member portal at